How Much Money Can You Make Online with a Funded Account?

3/14/2025, 7:31:42 AM

Imagine yourself being able to manage a trading account of significant size without risking your hard-earned money. That’s exactly what funded account trading is all about. A prop firm offers a large account to grow your profits without risking your money. But how much profit can you make with such accounts? Let’s explore a realistic income potential, pros and cons and some actionable steps to kickstart.

Consider FundingPips for your prop trading needs, as it offers more opportunities than traditional firms.

What Are Funded Trading Accounts?

Prop firms provide accounts to skilled traders after evaluation. These accounts are often called “funding accounts.” Traders can skip depositing money into a brokerage account by signing up for an evaluation. After passing, they receive a funded account. These traders get a handsome profit split. Such accounts are different from your personal accounts in many ways, like:

No Personal Capital Required: You do not need to invest a large sum to start. You can get a $5,000 FundingPips account for only $29.
Profit Splits: The prop firm splits profits with the trader. FundingPips offers a split of up to 90% with the trader.
Evaluation Process: Traders must pass the evaluation, including a profit target without breaching the maximum drawdown limit and other conditions.
Scaling Opportunities: The prop firms scale your funded account upon fulfilling certain conditions.

How Much Money Can You Make on a Funded Account?

Your earning potential from a funded account depends on various factors:

Profit Split: Some firms pay split up to 90% to the traders.
Risk Management: A well-executed risk management plan can boost your earnings.
Trading Style: Scalpers and swing traders may have different income potential.
Market Conditions: Tightly ranging markets may have fewer opportunities.

Let’s take an example. A trader managing a $100k account with a 10% monthly return and 80% profit split can make $8,000 monthly. However, the results vary depending on skills, strategy, and discipline. If a trader scales his $100k to a max level of $2 million, his profit potential gets twenty times bigger.

Advantages of Using Funded Accounts

You can enjoy several benefits of funding accounts:

No Large Upfront Capital: Traders do not need to risk their personal savings.
Access to High Capital: You can start directly with a $100k account, increasing your profit potential.
Lower Financial Risk: There is no obligation on the trader in case of a loss.
Structured Trading Environment: Prop firms like FundingPips enforce trading rules to maintain discipline and consistency.
Opportunity to Trade Full-Time: Funded accounts can become a full-time career for skilled traders.

Challenges of Funded Accounts

Along with advantages, there are some challenges as well:

Strict Rules: Most firms impose drawdown limits and daily loss caps.
Evaluation Phases: Traders must pass assessments to prove their consistency.
Profit Splits: A portion of earnings goes to the funding firm.
Evaluation Fees: Prop firms require a small upfront fee for assessment.
Psychological Pressure: It could be stressful to handle the pressure of evaluation accounts as traders fear failure.

With these challenges, a well-learned trader who stays disciplined can overcome them and build a sustainable career.

How to Start with Funded Accounts

Here’s a step-by-step process to get started with a funded account.

Choose a Reliable Prop Firm: Look for prop firms with realistic rules, a transparent evaluation process, no hidden rules or payout denials, and a fair profit split ratio.
Pass the Evaluation: Sign up for the evaluation. Understand the rules, profit target, max drawdown, etc. Stay consistent, and go slowly but surely toward your targets.
Develop a Winning Strategy: A well-crafted strategy can help you succeed. Your strategy should have well-defined and tested rules for entry and exit. Also, focus on the risk-reward ratio and winning percentage.
Scale Up Over Time: Many prop firms allow you to scale your account on meeting certain conditions. The larger the account size, the greater the profit potential.
Stay Disciplined: Stay consistent and follow your rules. Never do revenge trading. Funded accounts have strict rules, and reckless trading could lead to disqualification.

Top Platforms for Funded Accounts

Several proprietary firms provide traders with funding, including:

cTrader: A professional platform that supports automated trading. With multiple advanced features, you can create an edge for your trading.
MatchTrader: A balanced platform with rich features and simplicity, it best fits intermediate traders.
TradeLocker: A simple platform that is great for beginners and has no complex operations.

Each platform has its pros and cons. You can explore more details before opting for one. Luckily, FundingPips provides all three of them for you.

Real-Life Success Stories

You can find plenty of success stories posted on the FundingPips YouTube channel. For example, Shane Hudson, a trader who has been working since 2017, was interviewed by FundingPips. Shane managed to get several withdrawals. He trades smartly by spending less time and holding positions for bigger targets. He is a swing trader.

The Psychological Aspect of Funded Trading

One of the most important aspects of handling a funded account is trading psychology. Funded accounts have certain restrictions, unlike your personal account, where you have full control. Such pressure may not be easy to handle at times. Hence, you must develop a mindset focused on:

Patience: Passing evaluation takes time. Do not spoil things in a hurry.
Emotional Control: Losses and losing streaks are inevitable. However, staying calm and sticking to the plan is important.
Confidence in Strategy: Keep confidence in your trading method. Never violate your rules just because you have had a few consecutive losses.

Taking command of these aspects is as important as your technical knowledge of trading.

Conclusion

Funded accounts are incredible that provide a great career path with minimized financial risk. While funded accounts have some challenges, a disciplined trader can earn significant profits. The key is to choose the right prop firm that helps you enhance your trading experience.

Ready to start your funded trading journey? Explore FundingPips today and take your trading career to the next level. Join now and get access to high capital, competitive profit splits, and industry-leading support!